Financial Options
Sleep Apnea Treatment Centers is committed to providing the highest quality of care with compassion, respect and expertise in a professional and timely manner. In order to assist you with the investment in your treatment, we have outlined our payment policy.
We will give you an estimate of your fees and will update them as needed.
Non-Insurance Patients
If you don’t have any medical insurance or if your medical insurance doesn’t cover treatment, we offer discounted fees for all services. We do require payment for these services at the time they are being rendered. The fees may be paid at each visit with cash, check, Visa, MasterCard, Discover or CareCredit. For more information about the discounted fees, please contact our billing office at (414) 443-9283.
Insurance Patients-Payments
We accept most major medical insurances, but we encourage all of our patients to contact their medical insurance prior to treatment to confirm benefit coverage. We do not bill any dental insurance. Co-payments and deductible payments are designed by insurance companies to enhance patient responsibility and commitment to their own healthcare. Therefore, we require patients with insurance to cover their co-pays at the time of service. Co-insurance and deductibles are part of the estimate and due at the time of the splint fit. The fees may be paid at each visit with cash, check, Visa, MasterCard, Discover, American Express and CareCredit.
If you have insurance benefits, as a courtesy, we will contact your medical insurance prior to the start of any treatment. When we call to verify your benefits, we ask your insurance company all information about your policy including: deductibles, co-insurance, co-pays, maximum out of pockets and any limitations. With the information from your insurance, we will calculate an estimated out of pocket for you. Please remember that this is not a guarantee that this is all you will owe. Your final financial responsibility can only be determined by your insurance company and may be different than the estimated out of pocket.
A complete patient registration form and/or copy of the insurance card(s) must be provided by the patient at the first appointment and updated at each additional appointment. Patients must notify our office of any changes with insurance information. It is your responsibility to know your insurance coverage, as you are ultimately responsible for the entire balance.
State-Funded Insurance or Medicare
We do not accept any state-funded insurance such as Forward Health or Badger Care. We do offer to our patients with any state-funded insurances reduced fees for any services so you can still receive the appropriate care and treatment.
Our practice is closed to Medicare; however, we do have available one provider who can see Medicare patients on a private contract basis while paying for services at a reduced fee. Patients who have Medicare Replacement Plans can be seen by one of our three other providers and we will bill your insurance for services.
If you have any questions or concerns about your insurance, please do not hesitate to contact us at (414) 443-9283. We have friendly and knowledgeable staff members in our billing office that can assist you.
Financing Treatment
Option 1: We offer in-house, interest free, payment plans which are automatically debited through your credit card or debit card on the 5th of each month.
Option 2: CareCredit has made it easy for millions of patients nationwide to get the treatment they want and need. This is a monthly payment plan offered as a separate line of credit to cover you and your family members. Approval only takes a few minutes. There are interest-free options as well as low interest extended payment plans. You can make monthly payments as low as 3% of the outstanding balance. There are no annual fees or pre-payment penalties. If CareCredit is your option, you can begin any treatment immediately and spread payments out over time. See complete details below or contact our qualified Patient Account Representative for details.
The cost of treatment may be tax deductible and qualify under a cafeteria plan or medical savings account through your place of employment. See your Human Resources Representative for details.
CareCredit offers a full range of No Interest and Extended Payment Plans for treatment fees from $1 to over $25,000.
With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds! Apply now or see our staff for more details.
